Skip to content

Pain Management

No Fault and Acupuncture

What Is No-Fault Insurance and What Does it Cover?

Updated: December 2016

Beginning in the 1970s, many U.S. states passed legislation to introduce “no-fault” auto insurance. According to the Insurance Information Institute (III), the goal was to simplify the process of determining which driver is responsible for an accident.

As of 2014, 12 states have some type of no-fault car insurance law, according to the III.

  • No-fault insurance required. This type of coverage is mandatory in Florida, Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New York, North Dakota and Utah.
  • No-fault insurance optional. Kentucky, New Jersey and Pennsylvania allow drivers to choose to buy either no-fault or traditional auto insurance.

How Does No-Fault Coverage Work?

In states without no-fault coverage, typical insurance claims may be paid out as follows:

  • If you’re injured in an accident caused by another driver: The at-fault driver’s bodily injury liability coverage may help reimburse your medical expenses, up to the the policy limits.
  • If you’re injured in an accident you cause:Your medical payments coverage (if you’ve opted for it) may help reimburse your medical expenses, up to the limits you selected.

In states with no-fault coverage, if you’re injured in an accident, your personal injury protection (PIP) may help pay for associated costs:

  • Regardless of who’s at fault
  • Up to a certain threshold set by your state’s laws

What Does No-Fault Insurance Cover?

According to the III, personal injury protection (PIP) may help cover:

  • Your and your passengers’ medical bills related to a car accident
  • Expenses such as lost income, childcare and household services if your injuries prevent you from returning to work or doing necessary tasks for a period of time

Lost-wage benefits vary by state, however, and aren’t necessarily guaranteed, so it’s a good idea to read your policy or ask your agent to make sure you know what coverages your policy provides.

What’s Not Covered by No-Fault Insurance?

  • Damage to your vehicle. Collision coverage (if you’ve opted for it) may help pay to repair your car if it’s damaged in a crash with another vehicle.
  • Damage to other people’s property. If you’re responsible for a car accident that damages someone else’s car or property (such as a fence or building), your property damage liability coverage may help pay for the damages, according to the III.
  • Excess medical expenses. No-fault PIP coverage typically has limits. Medical bills or lost wages that exceed those limits won’t be reimbursed. However, Nolo.com says some no-fault insurance states offer an exception. You may be able to file personal-injury lawsuits against other drivers if they’re responsible for seriously hurting you or someone else in your car, or if your medical bills exceed a certain dollar limit.

Source: https://www.allstate.com/tools-and-resources/car-insurance/no-fault-insurance-cover.aspx

Acupuncture Can Help Patients with Pain Management

Acupuncture Can Help Greatly In Pain Management

I’m sure when you hear the word acupuncture you can’t help but visualize tiny needles coming out of the skin. For some, it’s fascinating, for others a little scary, and if you’re afraid of needles, it’s most likely terrifying. As unconventional as it may seem, acupuncture is a form of treatment.

It is an old form of outmoded Chinese Remedy, which has been in practiced for centuries. Ever heard of the term “Chi”? Well, Chi is a theory that holds that energy flows all over our bodies through passageways known as meridians.  When your Chi is out of balance it is believed, you will develop an illness. The practice of acupuncture was started as a way to help bring balance to the Chi.

Other than needles, an acupuncturist may choose to incorporate heat, electrical current or pressure during treatment.

 

Acupuncture & Pain Management

Pain occurs usually as a result of stress, emotional upheavals, physical injury or illness. Traditionally people would automatically go to chiropractors or physiotherapists when they started having pain in their back, neck, head and legs. These are the most common areas where body pain is experienced. However, we are seeing an increasing number of individuals going for acupuncture as an alternative way of treating their body pain. Research has shown that Chinese acupuncture helps in relieving both chronic and acute pain in patients. More so, it gives long lasting results that enable the energy to flow normally in patients. One of the reasons it’s preferred by many is because unlike modern medicine, acupuncture does not have adverse side effects.

Acupuncture can effectively treat people suffering from osteoarthritis, chronic back pain, menstrual cramps, tension headaches, lower back pain, carpal tunnel syndrome, tennis elbow, and temporomandibular joint dysfunction (TMJ) to mention but a few.

How It Works

The responses of acupuncture in the body in relation to pain include the release of serotonin from the hypothalamus and upper brain stem. Acupuncture also stimulates the release of the endogenous opiate such as endorphin, endomorphin, dynorphin, and encephalin. When these chemicals are released into the blood stream they can help in relieving pain.

In patients whose pain is more psychological than physical, acupuncture plays an important role in encouraging the release of neurohormones such as glutamate, the neurotrophic factor, g-aminobutyric acid, and neuropeptide Y. When these hormones are released, they create a euphoric sensation in the patient thus helping treat the psychological aspects of the pain they are experiencing.

 

 

 

 

 

Acupuncture can provide relief for Knee Pain Sufferers in Long Island, NY

Acupuncture has been shown to be very effective for certain types of knee pain.  It has been shown that arthritic and joint knee pain of many patients have been relieved effectively.

One study performed in 1999, compared Acupuncture to ice massage and transcutaneous nerve stimulation for patients with osteoarthritis. Study found that Acupuncture was more effective and decreased the pain levels in the knee.

Another Study in the same year showed acupuncture helped patients with patellofemoral pain syndrome in weekly treatments.

Other studies showed acupuncture is beneficial in reducing knew pain and knee related problems. Acupuncture can also help for patients that are waiting for knee surgery.

 

Source (Full Article can be found on): www.acupuncturetoday.com

 

Acupuncture Treatment for No-Fault Patients in Long Island, NY

No-fault is a coverage under the automobile insurance plan of the vehicle you occupy while in New York State at the time of an accident.. You may also qualify for  this coverage if you are a pedestrian strike by a vehicle. This kind of coverage is designed to pay for your lost wages, medical bills and other medically-necessary expenses.  This means that your doctor must provide everything in writing. The reason,  it is called no fault insurance, is because it is available irrespective of who caused the accident.

 

In most cases,  under no-fault, you will not need a referral to see a specialist such as a , orthopedist, acupuncturist or chiropractor. Thus, if you do not have a primary care physician, you can usually still see a specialist without a referral. You, however, will need a referral for diagnostic tests such as x-rays and MRI scans, as well as physical therapy. It is best to consult with your attorney and insurance adjuster before seeing any healthcare practitioner.

 

 

 

How Acupuncture Pain Management Can Ease PMS

How Acupuncture Pain Management Can Ease PMS , April 6, 2016

Deer Park, Babylon

While each woman experiences her menstrual cycle differently from the next, many feel at least some level of premenstrual cramping. Hatice Daspinar, the acupuncture practitioner at Lifetime Acupuncture & Weight Loss Clinic of Deer Park, NY, understands how this kind of pain can affect your day-to-day life. In order to treat this and other menstrual-related symptoms, she offers acupuncture pain management treatments as a holistic alternative to medicine.

From regular, over-the-counter pain relief pills to hormone medication, there are many substances that are dedicated to helping PMS and menstrual irregularities. Yet, when foreign substances enter the body, there is a greater likelihood of further complications, including unfavorable side effects. Acupuncture pain management does not have the same risks because it does not introduce any foreign substances into the body.

Instead, an acupuncturist will encourage hormonal balance by taking an all-encompassing, natural approach to healing. Your reproductive system comprises both emotional and physiological wellness, and it is primarily controlled by hormones. By encouraging a healthy energy flow through acupuncture, your body’s systems — hormonal, physiological, and emotional — can attain balance.

In addition to providing acupuncture pain management, Hatice can provide acupuncture for stress therapy. Your stress levels may also fluctuate with your hormones, and you will find that the benefits of acupuncture extend far beyond relief from PMS pain. In fact, some women have even seen improvements in fertility, irregular menstruation, endometriosis, and hot flashes with the help of an acupuncturist.

If you would like to try acupuncture to relieve your PMS pain or menstrual irregularities, you can schedule an appointment with Hatice at Lifetime Acupuncture & Weight Loss Clinic in Deer Park, NY, by calling (631) 392-1224. For more information, you can also visit the Lifetime Acupuncture’s website.