Skip to content

No Fault and Acupuncture

What Is No-Fault Insurance and What Does it Cover?

Updated: December 2016

Beginning in the 1970s, many U.S. states passed legislation to introduce “no-fault” auto insurance. According to the Insurance Information Institute (III), the goal was to simplify the process of determining which driver is responsible for an accident.

As of 2014, 12 states have some type of no-fault car insurance law, according to the III.

  • No-fault insurance required. This type of coverage is mandatory in Florida, Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New York, North Dakota and Utah.
  • No-fault insurance optional. Kentucky, New Jersey and Pennsylvania allow drivers to choose to buy either no-fault or traditional auto insurance.

How Does No-Fault Coverage Work?

In states without no-fault coverage, typical insurance claims may be paid out as follows:

  • If you’re injured in an accident caused by another driver: The at-fault driver’s bodily injury liability coverage may help reimburse your medical expenses, up to the the policy limits.
  • If you’re injured in an accident you cause:Your medical payments coverage (if you’ve opted for it) may help reimburse your medical expenses, up to the limits you selected.

In states with no-fault coverage, if you’re injured in an accident, your personal injury protection (PIP) may help pay for associated costs:

  • Regardless of who’s at fault
  • Up to a certain threshold set by your state’s laws

What Does No-Fault Insurance Cover?

According to the III, personal injury protection (PIP) may help cover:

  • Your and your passengers’ medical bills related to a car accident
  • Expenses such as lost income, childcare and household services if your injuries prevent you from returning to work or doing necessary tasks for a period of time

Lost-wage benefits vary by state, however, and aren’t necessarily guaranteed, so it’s a good idea to read your policy or ask your agent to make sure you know what coverages your policy provides.

What’s Not Covered by No-Fault Insurance?

  • Damage to your vehicle. Collision coverage (if you’ve opted for it) may help pay to repair your car if it’s damaged in a crash with another vehicle.
  • Damage to other people’s property. If you’re responsible for a car accident that damages someone else’s car or property (such as a fence or building), your property damage liability coverage may help pay for the damages, according to the III.
  • Excess medical expenses. No-fault PIP coverage typically has limits. Medical bills or lost wages that exceed those limits won’t be reimbursed. However, Nolo.com says some no-fault insurance states offer an exception. You may be able to file personal-injury lawsuits against other drivers if they’re responsible for seriously hurting you or someone else in your car, or if your medical bills exceed a certain dollar limit.

Source: https://www.allstate.com/tools-and-resources/car-insurance/no-fault-insurance-cover.aspx

Posted in Acupuncture, No Fault Insurance, Pain Management | Comments Off on No Fault and Acupuncture

Acupuncture Can Ease Wrist Pain of Carpal Tunnel Syndrome – NY Times Article

Acupuncture can relieve wrist pain, and researchers have tracked the brain and nervous system changes that may help explain why.

Scientists randomized 80 people with mild or moderate carpal tunnel syndrome — pain caused by nerve compression at the wrist — to one of three groups. The first received acupuncture at the wrist and ankle. The second got acupuncture at the wrist alone. And the third received sham acupuncture, using “fake” needles near the affected wrist, as a placebo. Using functional M.R.I. and nerve conduction tests before and after the procedures, they measured the effect on brain and nerves.

All three groups found relief from pain, but both of the true acupuncture groups showed measurable physiological improvements in pain centers in the brain and nerves, while sham acupuncture did not produce such changes. Improvement in brain measures predicted greater pain relief three months after the tests, a long-term effect that placebo did not provide. The study is in Brain.

“What’s really interesting here is that we’re evaluating acupuncture using objective outcomes,” said the senior author, Vitaly Napadow, a researcher at Harvard. Sham acupuncture was good at relieving pain temporarily, he said, but true acupuncture had objective physiological — and enduring — effects.

“Acupuncture is a safe, low-risk, low side-effect intervention,” he continued. “It’s perfect for a first-line approach, and it’s something patients should consider before trying more invasive procedures like surgery.”

 

Full Article Can be Found at: https://www.nytimes.com/2017/03/02/well/live/acupuncture-can-ease-wrist-pain-of-carpal-tunnel-syndrome.html?rref=collection%2Ftimestopic%2FAcupuncture&action=click&contentCollection=health&region=stream&module=stream_unit&version=latest&contentPlacement=2&pgtype=collection&_r=0

Posted in Acupuncture, Carpal Tunnel, Wrist Pain | Comments Off on Acupuncture Can Ease Wrist Pain of Carpal Tunnel Syndrome – NY Times Article

Acupuncture Can Help Patients with Pain Management

Acupuncture Can Help Greatly In Pain Management

I’m sure when you hear the word acupuncture you can’t help but visualize tiny needles coming out of the skin. For some, it’s fascinating, for others a little scary, and if you’re afraid of needles, it’s most likely terrifying. As unconventional as it may seem, acupuncture is a form of treatment.

It is an old form of outmoded Chinese Remedy, which has been in practiced for centuries. Ever heard of the term “Chi”? Well, Chi is a theory that holds that energy flows all over our bodies through passageways known as meridians.  When your Chi is out of balance it is believed, you will develop an illness. The practice of acupuncture was started as a way to help bring balance to the Chi.

Other than needles, an acupuncturist may choose to incorporate heat, electrical current or pressure during treatment.

 

Acupuncture & Pain Management

Pain occurs usually as a result of stress, emotional upheavals, physical injury or illness. Traditionally people would automatically go to chiropractors or physiotherapists when they started having pain in their back, neck, head and legs. These are the most common areas where body pain is experienced. However, we are seeing an increasing number of individuals going for acupuncture as an alternative way of treating their body pain. Research has shown that Chinese acupuncture helps in relieving both chronic and acute pain in patients. More so, it gives long lasting results that enable the energy to flow normally in patients. One of the reasons it’s preferred by many is because unlike modern medicine, acupuncture does not have adverse side effects.

Acupuncture can effectively treat people suffering from osteoarthritis, chronic back pain, menstrual cramps, tension headaches, lower back pain, carpal tunnel syndrome, tennis elbow, and temporomandibular joint dysfunction (TMJ) to mention but a few.

How It Works

The responses of acupuncture in the body in relation to pain include the release of serotonin from the hypothalamus and upper brain stem. Acupuncture also stimulates the release of the endogenous opiate such as endorphin, endomorphin, dynorphin, and encephalin. When these chemicals are released into the blood stream they can help in relieving pain.

In patients whose pain is more psychological than physical, acupuncture plays an important role in encouraging the release of neurohormones such as glutamate, the neurotrophic factor, g-aminobutyric acid, and neuropeptide Y. When these hormones are released, they create a euphoric sensation in the patient thus helping treat the psychological aspects of the pain they are experiencing.

 

 

 

 

 

Posted in Acupuncture, Knee Pain, Pain Management, Sciatica | Tagged , , , , , , , , , , | Comments Off on Acupuncture Can Help Patients with Pain Management

Sciatica Patients can find Relief with Acupuncture

Sciatica is a medical condition characterized by pain going down the leg from the lower back.This pain may go down the back, outside, or front of the leg. Typically, symptoms are only on one side of the body. Certain causes, however, may result in pain on both sides. Lower back pain is sometimes but not always present. Weakness or numbness may occur in various parts of the affected leg and foot

About 90% of the time sciatica is due to a spinal disc herniation pressing on one of the lumbar or sacral nerve roots. Other problems that may result in sciatica include spondylolisthesis, spinal stenosis, piriformis syndrome, pelvic tumors, and compression by a baby’s head during pregnancy. The straight-leg-raising test is often helpful in diagnosis. The test is positive if, when the leg is raised while a person is lying on their back, pain shoots below the knee. In most cases medical imaging is not needed. Exceptions to this are when bowel or bladder function is affected, there is significant loss of feeling or weakness, symptoms are long standing, or there is a concern of a tumor or infection.Conditions that may present similarly are diseases of the hip and early herpes zoster before the rash appear.

Acupuncture has been proven to be very effective in treating sciatica.

 

  • Acupuncture helps reduce the pain of sciatica. Sciatica causes the muscles in your body to tense up and hold, which leads to fatigue, chronic pain, and stress. Acupuncture relaxes   the body and releases your muscles from the tension.

 

  • Acupuncture helps foster a positive chemical balance in the brain. By releasing much-needed endorphins, acupuncture can aid in the healing process, both mentally and physically. Relaxing your mind can help take it off of the chronic pain and allow you to focus elsewhere.

 

  • Acupuncture deals with the nervous system, and sciatica travels along damaged nerves. Taking medication is applying a blanket treatment to something specific, whereas acupuncture pinpoints and gets to the heart of the pain and the problem.

 

Source: https://en.wikipedia.org/wiki/Sciatica

 

 

Posted in Acupuncture, Sciatica, Stress Therapy | Tagged , , , , , , | Comments Off on Sciatica Patients can find Relief with Acupuncture

Home of Lifetime Acupuncture – A History of Deer Park in Town Of Babylon

Lifetime Acupuncture opened its doors in May 2015 in Deer Park, NY. A beautiful part of town of Babylon.  Our Deer Park office has been very convenient for our patients with easy commute from Dix Hills, Commack, Islip, Lindenhurst, Bayshore, Brentwood, Huntington, North Babylon, West Babylon and surrounding places. We are proud to be part of the community and provide excellent Acupuncture and Traditional Chinese Medicine to our patients in Long Island.

Below is some fun facts about Deer Park:

History

Deer Park is a residential hamlet located in the pine barrens in the northeast corner of the town of Babylon. It grew out of Jacob Conklin’s 1610 settlement of the Half Way Hollow Hills, later Wheatley Heights. Charles Wilson started what is now Deer Park in 1853 about eleven years after the Long Island Rail Road arrived in 1842-when he established a large and productive farm. A post office was opened in 1851, closed in 1872 and re-opened on July 1, 1873. Deer Park had an elementary school in 1874. Prior to 1923, the Deer Park School District took in Deer Park and Wyandanch.[2]

Farming was a staple of this small town for most of its history. Known as the “fruit basket” of New York state, the area was also famed for its dahlia cultivation. It was not until the effects of the post-World War II boom reached Deer Park that its economy ceased to be agricultural.

Deer Park had two industries before 1940: the Walker and Conklin firm baked red bricks in West Deer Park (now Wheatley Heights), and the Golden Pickle Works (1902) prepared pickles in Deer Park. Deer Park was the locale of the Edgewood State Psychiatric Hospital (1938–1969)-originally a tuberculosis sanatorium, and later an Army hospital during World War II. The Fairchild Engine and Airplane Corporation established a factory in Deer Park in 1956.[3]

 

Tanger Outlets at the Arches

There are many famous individuals who made Deer Park a part of their lives. The area has been visited by actor Alan Alda, Sen. Jacob Javits, Sen. Robert Kennedy, singer Ethel Merman, actor Donald O’Connor, and Governor Nelson Rockefeller. Comedian and nightclub owner Rodney Dangerfield was born and raised in Deer Park.

Deer Park is reputed to have been the favorite summer spot of President John Quincy Adams, his favorite vacation destination from 1835 until his death. However, this fact has never been verified.[3] The John Quincy Adams Elementary School, opened in 1963, is said to be located on the actual Adams estate.[4]

On October 22, 2008, the $300 million[5] Tanger Outlets at the Arches opened.

 

Geography

Deer Park is located at 40.760698° north, −73.330072° west, in the northeast corner of the town of Babylon.[6] It is bordered to the west by the Babylon hamlets of Wyandanch and Wheatley Heights, to the north by Dix Hills in the town of Huntington, to the east by Brentwood and Baywood in the town of Islip, and to the south by the hamlet of North Babylon.

According to the United States Census Bureau, the CDP has a total area of 6.2 square miles (16.0 km2), all land.

 

Source: https://en.wikipedia.org/wiki/Deer_Park,_New_York

 

Posted in Acupuncture | Tagged , , , , , , , , | Comments Off on Home of Lifetime Acupuncture – A History of Deer Park in Town Of Babylon